Auto insurance is a necessary expense for car owners, but finding affordable rates can be a challenge. With so many insurance companies offering a range of coverage options, it can be difficult to know where to start. That’s where Reddit comes in. The popular online platform features countless threads where users share their experiences and opinions on every imaginable topic, including auto insurance.
After scouring Reddit for recommendations, we’ve identified 11 auto insurance companies that Redditors consistently identify as the cheapest. Whether you’re looking for full coverage or just liability, these companies could help you save money on your annual premiums.
Geico is consistently mentioned as one of the cheapest auto insurance companies by Redditors. That’s not to say that its coverage is lacking; the company is well-respected for its claims process and customer service. However, its low rates are a major selling point for many drivers, and the ability to customize your coverage options can help you find the perfect policy for your needs.
Progressive is another auto insurance company that’s known for offering competitive rates. The company is also known for its innovative use of technology, including its Snapshot program that monitors your driving habits and adjusts your rates accordingly. With a number of discounts available to customers, including multi-car and safe driving, you could save even more money with Progressive.
3. State Farm
State Farm is one of the largest auto insurance companies in the country, and it’s also frequently recommended by Redditors as a budget-friendly choice. The company offers a range of coverage options, from liability to comprehensive, so you can choose the level of protection that’s right for you. State Farm also has a number of discounts available, including multi-policy and accident-free discounts.
Esurance is an online auto insurance company that’s designed to be high-tech and easy to use. It’s also one of the cheapest options identified by Redditors. With an easy-to-use website and 24/7 customer service, Esurance is a great choice for drivers who want to save money without sacrificing quality coverage.
5. Liberty Mutual
Liberty Mutual is another large auto insurance company that Redditors have identified as a budget-friendly option. The company’s coverage options include liability, collision, and comprehensive, and a number of discounts are available to help lower your premiums. Liberty Mutual also has a number of innovative programs, including its RightTrack program that monitors your driving habits and adjusts your rates accordingly.
Travelers is a lesser-known auto insurance company that Redditors consistently praise for its low rates. The company offers a range of coverage options, from liability to full coverage, and has several discounts available to customers. Travelers is also known for its excellent customer service, with representatives available 24/7 to answer any questions or concerns.
Nationwide is another well-respected auto insurance company that’s frequently recommended by Redditors for its affordable rates. The company offers a range of coverage options, including liability, collision, and comprehensive, and has a variety of discounts available to customers. Nationwide is also known for its excellent customer service and claims process, making it a popular choice among drivers looking for budget-friendly coverage.
AAA is primarily known for its roadside assistance services, but it also offers auto insurance to its members. Redditors consistently identify AAA as one of the cheapest auto insurance options, making it a great choice for drivers who want to save money on both their insurance premiums and their roadside assistance services.
9. The General
The General is a budget-friendly auto insurance company that specializes in providing coverage to drivers with less-than-perfect driving records. Redditors consistently recommend The General as a cheap alternative for drivers who have had accidents or traffic violations in the past. However, it’s worth noting that The General may not offer the most comprehensive coverage options.
Metromile is a unique auto insurance company that charges customers based on the number of miles they drive. This can be a great choice for drivers who don’t use their cars frequently, as it could help them save money on their annual premiums. Redditors have consistently identified Metromile as a cheap option for low-mileage drivers.
Safeco is a regional auto insurance company that offers coverage in a number of states. Redditors consistently identify Safeco as one of the cheapest auto insurance options in states where it operates. With a range of coverage options and discounts available, Safeco could be a great choice for budget-conscious drivers.
Finding affordable auto insurance can be a challenge, but Redditors consistently identify these 11 companies as the cheapest options on the market. Whether you’re looking for liability or full coverage, these companies could help you save money on your annual premiums. Of course, it’s important to do your own research and compare quotes from multiple companies before making a final decision. But if you’re looking for a place to start your search, these companies are a great choice.